Terms of Use for Scenario Calculator

In connection with the use of the scenario calculator (“Calculator”), User warrants that it will comply with all applicable federal, state, county and local laws, regulations, statutes, rules, and ordinances, including, but not limited to, any and all applicable laws and regulations related to consumer protection and privacy. User may not use the Calculator for anything other than a lawful and legitimate purpose.

Use of the Calculator and the information therein is entirely at User’s own risk. Provider will not be responsible for any direct or indirect, consequential, special or punitive damages or losses Users may incur in connection with the Calculator, use thereof, or any submissions, information, data or other material transmitted through or residing in the Calculator, this website, or any errors, defects, interruptions, deletions or losses resulting therefrom, regardless of the type of claim or the nature of the cause of action, even if Provider has been advised of the possibility of such damage or loss. To the maximum extent permitted by law, User hereby releases and forever waives any and all claims it may have against Provider from losses or damages it sustains in connection with its use of the Calculator.

Provider has no liability to User, or to any third parties, relating to the use or implementation of the Calculator, or any action, inaction or decisions (including any lending, investment, purchase or disposition decision) that may be based on the information provided therein. The Calculator is provided solely for general business information, does not constitute real estate, legal, tax, accounting, or other professional advice, or an offer for the extension of credit, and may not be relied upon for these purposes. To the maximum extent allowed by applicable law, User agrees to defend, indemnify and hold harmless Provider, its subsidiaries, affiliates, agents, directors, officers, employees, and representatives, from and against any and all claims, suits, actions, demands, and proceedings of any kind threatened, asserted or filed against Provider, whether in tort, contract or otherwise, and any damages, losses, liabilities expenses, or costs of any kind (including, but not limited to, attorney’s fees, witness fees and court costs), which arise out of or relate to User’s breach of any term, acknowledgment or warranty made herein, or any activity by User in relation to the use of this site and the Calculator.

User expressly understands and agrees that any and all information contained on or obtained from the site is provided “as is” and on an “as available” basis. Provider does not warrant that the site (a) contains accurate information; (b) will be free from bugs, defects or errors or accessible without interruption; or (c) will continue to be available, or that site defects will be corrected. Provider makes no warranties, express or implied, as to the merchantability, fitness for a particular use or purpose, or any other warranty, condition, guaranty or representation, whether oral, written or in electronic form, including but not limited to the quality, accuracy, usefulness, timeliness or completeness of any information provided therein.

Provider retains all rights with respect to the site and the Calculator. All content included or available in connection with the site, including text, pictures, graphics, logos, images works of authorship, computer code, look and feel, trade dress, technical information, animations, and other content, as well as available features or services discussed, referenced, provided or offered through or on the site and the selection and arrangement thereof, are the sole and exclusive property of Provider. User further agrees not to attempt to damage, modify, hack, crack, reverse-engineer, disrupt, attack, flood, spam or otherwise interfere in any way with the operation of the site or the Calculator. If User in any way interferes with the site or the operation of the Calculator, User agrees to pay all damages incurred by Provider, including any consequential damages, that result from the interference.

Provider may deny permission to access the site or the Calculator for any reason in the sole discretion of Provider; and, if requested by Provider, you must discontinue use.

Product and related information provided by the Calculator as well as the underlying rule sets are subject to change without notice in Provider’s sole discretion.

By implementing and using the Calculator, User accepts and agrees to be bound by the foregoing Terms of Use (“Terms”). Provider reserves the right to change these Terms from time to time. By accessing or continuing to use the Calculator after notification or publication of revised Terms, you accept the Terms as modified by continuing to use and access the Calculator.

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The information provided by this calculator is for illustrative purposes only, and accuracy is not guaranteed.

  • All information such as interest rates, taxes, insurance, etc. are estimates and should be used for comparison purposes only and subject to change without notice.
  • This calculator does not have the ability to pre-qualify submissions for any loan program.
  • No results provided constitute a credit decision or an offer for the extension of credit.
  • Qualification for loan programs requires specific borrower and property information, and other information which is not gathered by this calculator.
  • Results should only be evaluated by a mortgage professional.
  • Additional fees such as HOA dues are not included in calculations.
  • This calculator does not calculate or provide the Annual Percentage Rate or Average Prime Offer Rates.

This material is intended solely for the use of licensed mortgage professionals. Distribution to consumers is strictly prohibited. Program and rates are subject to change without notice. Not available in all states. Terms subject to qualification.